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HPS is a specialist Cards and Payments Software Company that currently serves over 350 financial institutions in some 85 countries across all 5 continents.
 
HPS provides electronic payment solutions for financial institutions, processors and national switches all around the world. Our all-in-one platform PowerCARD is used by more than 350 issuers, acquirers and national switches and processes any card type (credit, debit, prepaid, loyalty, corporate and fuel) via any channel (ATM, POS, internet, mobile) for any kind of merchant.
 
We enable innovative payment solutions that covers the entire payments value chain of issuing, acquiring & switching in one global platform. This is important for two reasons; first, it means that change can be implemented faster and at lower cost and second; it enables payments innovation by allowing new products to be brought to market more easily.
 
The PowerCARD software does this using a modern and flexible technology architecture that is increasingly being seen as the future for the payments industry. EMV and PA-DSS compliant, PowerCARD is fully integrated with all international payment networks such as Visa, MasterCard, American Express, Diners Club, Japan Credit Bureau (JCB) and China Union Pay (CUP) and facilities global connectivity and worldwide payments acceptance.
 
Our solutions also supports all the back-office functions associated with running a payments business – examples include fraud management, chargeback processing, intelligent switching, device driving, risk management, clearing, settlement & reporting.
 
HPS combines a world-class management team with a proven history of success worldwide with one of the most powerful technologies in the payment industry.