Global Payment Solutions
On One Single Platform
Home > Solutions

PowerCARD is the flagship electronic payment solution of HPS, a specialist cards and payments Software Company that currently serves over 350 financial institution clients in some 85 countries across all 5 continents. PowerCARD is special because it is a single piece of software that covers the entire payments value chain of Issuing, Acquiring & Switching in one software solution. This is important for two reasons; first, it means that change can be implemented faster and at lower cost and second; it facilitates payments innovation by allowing new products to be brought to market more easily.

PowerCARD-ACH
Setup and management of a scheme by managing authorization, clearing & settlement between members and by providing SID protocol (for authorizations) and LIS protocol (for Clearing). >
PowerCARD-eCommerce
Multi-merchant and multi-acquirer solution for eCommerce and MOTO payment management. >
PowerCARD-Acquirer
Comprehensive merchant management platform enabling acquirers to tailor specific solutions for merchants. >
PowerCARD-eSecure
A step added to online payments to tie a financial authorization with an online authentication (ACS - 3DSecure). >
PowerCARD-Issuer
Complete services for issuance and management of all card types in all formats. >
PowerCARD-WebPublisher
Web portal solution with powerful admin functions to manage and personalize multiple web portals. >
PowerCARD-Switch
Routing, stand in, authorization available in a high available environment. >
PowerCARD-xPOS
A sophisticated solution that configures and parametrises devices, switches authorizations and manages transactions for any kind of Point Of Sales devices (POS, mPOS, ePOS,...). >
PowerCARD-Tokenisation
Complete solution to support the issuance, provisioning, storage and management of tokens on behalf of a token requestor. >
PowerCARD-ATM
A comprehensive self-service solution that supports financial institutions and retailers in maximizing their ATMs. >
PowerCARD-Fraud
A stand-alone fraud solution monitoring in real-time or near real-time authorizations coming from any systems. >
PowerCARD-Dashboard
Set of graphs, tables, data grouped into Dashboard providing a clear visibility to business users on their Key Performance Indicators. >